expense list: split month totals, sticky headers + month pill

- show spent and income totals separately per month header
  (debits red, credits green) instead of a single net amount
- pin the current month header below the navbar while scrolling
  its section (glass backdrop, divider), Stripe-style grouping
- add a floating month pill that updates via scroll-spy so the
  active month stays visible across long feeds

src/Expense/ExpenseList.tsx

@@ -1,4 +1,4 @@
-import React, { useCallback, useMemo, useState } from "react";
+import React, { useCallback, useEffect, useMemo, useRef, useState } from "react";
 import {
   Box,
   Typography,
@@ -6,16 +6,18 @@ import {
   AccordionSummary,
   AccordionDetails,
 } from "@mui/material";
+import { alpha } from "@mui/material/styles";
 import ExpandMoreIcon from "@mui/icons-material/ExpandMore";
 import { ListCellRenderer, CurrencyField, applyDisplayFormat, formatCurrency } from "../../react-openapi";
 import type { ExpenseItem, ExpenseFieldConfigs } from "./types";
-import { monthKey, monthLabel, parseOccurredAt } from "./types";
+import { isExpense, monthKey, monthLabel, parseOccurredAt } from "./types";
 import { ExpenseDetail } from "./ExpenseDetail";
 
 interface GroupedMonth {
   key: string;
   items: ExpenseItem[];
-  total: number;
+  spent: number;
+  income: number;
   currency: string;
 }
 
@@ -33,8 +35,9 @@ function groupByMonth(items: ExpenseItem[]): GroupedMonth[] {
         (a, b) => parseOccurredAt(b.occurred_at).getTime() - parseOccurredAt(a.occurred_at).getTime(),
       );
       const currency = sorted.find((it) => it.account?.currency)?.account?.currency ?? "INR";
-      const total = sorted.reduce((sum, it) => sum + (it.amount ?? 0), 0);
+      const spent = sorted.filter(isExpense).reduce((sum, it) => sum + Math.abs(it.amount ?? 0), 0);
-      return { key, items: sorted, total, currency };
+      const income = sorted.filter((it) => !isExpense(it)).reduce((sum, it) => sum + (it.amount ?? 0), 0);
+      return { key, items: sorted, spent, income, currency };
     })
     .sort((a, b) => b.key.localeCompare(a.key));
 }
@@ -129,16 +132,70 @@ interface ExpenseListProps {
 
 export function ExpenseList({ items, fields }: ExpenseListProps) {
   const [expandedId, setExpandedId] = useState<string | null>(null);
+  const [activeMonth, setActiveMonth] = useState<string | null>(null);
   const groups = useMemo(() => groupByMonth(items), [items]);
+  const listRef = useRef<HTMLDivElement>(null);
   const handleToggle = useCallback((id: string) => {
     setExpandedId((prev) => (prev === id ? null : id));
   }, []);
 
+  useEffect(() => {
+    const root = listRef.current;
+    if (!root || groups.length === 0) return;
+    let ticking = false;
+
+    const update = () => {
+      ticking = false;
+      const headers = root.querySelectorAll<HTMLElement>("[data-month-header]");
+      let current: string | null = null;
+      for (const header of headers) {
+        if (header.getBoundingClientRect().top <= 72) {
+          current = header.dataset.monthHeader ?? null;
+        } else {
+          break;
+        }
+      }
+      setActiveMonth(current);
+    };
+
+    const onScroll = () => {
+      if (!ticking) {
+        ticking = true;
+        requestAnimationFrame(update);
+      }
+    };
+
+    update();
+    window.addEventListener("scroll", onScroll, { passive: true });
+    window.addEventListener("resize", onScroll);
+    return () => {
+      window.removeEventListener("scroll", onScroll);
+      window.removeEventListener("resize", onScroll);
+    };
+  }, [groups]);
+
   return (
-    <Box sx={{ display: "flex", flexDirection: "column", gap: 4 }}>
+    <>
-      {groups.map((group) => (
+      <Box ref={listRef} sx={{ display: "flex", flexDirection: "column", gap: 4 }}>
-        <Box key={group.key}>
+        {groups.map((group) => (
-          <Box sx={{ display: "flex", alignItems: "baseline", gap: 1.5, mb: 1.5 }}>
+          <Box key={group.key}>
+            <Box
+              data-month-header={group.key}
+              sx={{
+                display: "flex",
+                alignItems: "baseline",
+                gap: 1.5,
+                mb: 1.5,
+                position: "sticky",
+                top: { xs: 56, md: 64 },
+                zIndex: 2,
+                py: 0.5,
+                backgroundColor: (theme) => alpha(theme.palette.background.default, 0.85),
+                backdropFilter: "blur(8px)",
+                borderBottom: "1px solid",
+                borderColor: "divider",
+              }}
+            >
             <Typography variant="h6" fontWeight={700} sx={{ letterSpacing: "-0.01em" }}>
               {monthLabel(group.key)}
             </Typography>
@@ -146,8 +203,14 @@ export function ExpenseList({ items, fields }: ExpenseListProps) {
               {group.items.length} transaction{group.items.length === 1 ? "" : "s"}
             </Typography>
             <Box sx={{ flex: 1 }} />
-            <Typography variant="body2" fontWeight={600}>
+            <Typography variant="body2" fontWeight={700} color="error.main">
-              {formatCurrency(group.total, group.currency)}
+              {formatCurrency(group.spent, group.currency)}
+            </Typography>
+            <Typography variant="body2" color="text.disabled">
+              /
+            </Typography>
+            <Typography variant="body2" fontWeight={700} color="success.main">
+              {formatCurrency(group.income, group.currency)}
             </Typography>
           </Box>
 
@@ -165,7 +228,40 @@ export function ExpenseList({ items, fields }: ExpenseListProps) {
           </Box>
         </Box>
       ))}
-    </Box>
+      </Box>
+
+      <Box
+        sx={{
+          position: "fixed",
+          bottom: 16,
+          left: "50%",
+          transform: "translateX(-50%)",
+          zIndex: 3,
+          pointerEvents: "none",
+          opacity: activeMonth ? 1 : 0,
+          transition: "opacity 160ms ease",
+        }}
+      >
+        <Box
+          sx={{
+            display: "flex",
+            alignItems: "center",
+            px: 1.5,
+            py: 0.75,
+            borderRadius: "999px",
+            backgroundColor: (theme) => alpha(theme.palette.background.default, 0.85),
+            backdropFilter: "blur(8px)",
+            border: "1px solid",
+            borderColor: "divider",
+            boxShadow: 1,
+          }}
+        >
+          <Typography variant="caption" fontWeight={700} color="text.secondary">
+            {activeMonth ? monthLabel(activeMonth) : ""}
+          </Typography>
+        </Box>
+      </Box>
+    </>
   );
 }